Ben was Regional Vice President for United Guaranty Corporation where he directed all aspects of insurance- risk management, production, quality control, and profitability for an eight-state region. He managed over a Billion Dollars in production. Ben was also at MGIC, where he served as Regional Manager opening and managing three Florida regional offices. Ben also served as VP of Retail and Wholesale Production at New England Savings Bank, a Billion Dollar Bank. He worked at several large national banks, including Bank of America, National City Bank, and Summit Bank, the largest portfolio bank in the Northeast.

While at AVS, Ben helped create a program that reduces lenders exposure and insures against fraud, appraisal and compliance issues.  Ben also worked at United Guaranty Corporation for 10 years where he served as Regional Vice President and directed all aspects of insurance- risk management, profitability, production (1 Billion), and quality control for an eight-state region. Ben’s Northeast region was the #1 region in total profitability for four years. He also worked closely with Fannie Mae introducing secondary market to the CT Savings Banks.   During his career at United Guaranty, he was #1 National Producer for three consecutive years, including 3 awards for top National Producer.

He served for 10 years at MGIC where he was Regional Manager and opened and managed three Florida regional offices in Miami, Tampa, and Jacksonville. While at MGIC, he directed risk management, the appraisal review program, and quality control.  Ben also served as VP of Retail and Wholesale Production at New England Savings Bank, a Billion Dollar Bank. He increased Correspondent Lending from 5% to 35% of the Bank’s Production, and has also worked at several large national banks, including Bank of America, National City Bank, and Summit Bank, the largest portfolio bank in the Northeast.

During Bob’s career, he has successfully developed and managed start-up subsidiaries and divisions for residential, retail, and wholesale mortgage banking platforms as well as commercial lending on a national level within 46 states. He has expertise in implementing marketing strategies, achieving revenue targets, marketing and development of niche lending products, fostering commercial and community banking relationships.

Over the course of his career, Bob has had the opportunity to be a contributing member to several lending committees including risk management, compliance, portfolio management, product development, sales and production operations.

In addition, he has served as a key member of federal and state banking regulatory audit examination teams that interacted with examiners for both pre and post examination engagements.

Bob spent many years in the construction lending line of business, which is a high risk, specialized lending niche enterprise.  During his time within the construction lending industry, he created training programs to address the various segments of the construction lending life cycle and was directly responsible for managing and coaching 120 plus associates working in all phases of the lending manufacturing process. Additionally, Bob possess subject matter expertise in marketing, underwriting, draw management, loan administration, portfolio management, risk management, loss mitigation and loan servicing of residential and commercial construction loans. 

Bob was instrumental in creating a national, third-party, outsourcing solution model for residential and commercial construction lenders. This program established a knowledge partnering outsource relationship as well as provided lenders with a flexible workforce as well as a plug and play model for the core construction lending management cycle.